If you have recently started using EBT or have been a member of Costco for a while, you may be wondering if you can use your card there.
Similarly, is the EBT programme the same at Costco as it is at other supermarkets?
For those of us who are on the Supplemental Nutrition Assistance Program (SNAP), or commonly known as food stamps, shopping can be difficult.
Many stores do not accept EBT cards, which can limit where we are able to shop and what we are able to buy.
Costco is a membership-only warehouse club that offers a wide variety of merchandise, from groceries to electronics, at discounted prices.
They have locations all across the United States.
We have heard questions like, Does Costco take ebt?
Or how to use your EBT card at Costco so that you can take advantage of their low prices.
This blog post can help you shop wisely and not be surprised at the checkout aisle.
Read Also: Does Sam’s Club Take EBT? Check How It Works
Is It True That Costco Accepts SNAP And EBT Cards?
Yes. All Costco locations must take both, and doing so is a breeze.
Which Is Better, SNAP Or EBT, And Why?
The Supplemental Nutrition Assistance Program (SNAP) is like an improved version of food stamps.
Food stamps are still available, but now they come in the form of an EBT Card (Electronic Benefit Transfer), which can be used like a debit card at places like Costco.
Pro Readers: How to save money for a house in 6 months, check here.
Does Costco Take EBT?
The short answer is yes—to Does Costco take ebt.
However, there are a few things you should know before using your card at Costco.
First of all, not all items sold at Costco are eligible for purchase with EBT.
In general, food items are eligible while non-food items are not.
However, this may vary from state to state so it’s always best to check with your local store before making a purchase.
Secondly, you cannot use your EBT card to withdraw cash from any in-store or external ATMs.
If you need cash, you will need to use your debit or credit card to withdraw money from an ATM before shopping at Costco.
Is A Costco Membership Necessary To Use Your EBT Card?
Yes, but there is a way around it…
Find a friend who already has a membership to Does Costco take ebt and ask them to loan you the money to buy a Costco cash card; then, pay them back.
You can pay them back easily by making an ATM withdrawal from the “Cash Account” on your EBT card.
Must Read: Did you know? Target is accepting EBT or not?
How About Using Your EBT Card While You Are With A Member?
Bringing a friend or family member along to the store and using their Costco card to gain entry while paying with your EBT card is perfectly acceptable.
Simply present your Costco membership card for scanning, pay with your EBT card, take your receipt, and leave.
Unlike other retailers, Costco does not require its cashiers to verify that the cardholder’s name exactly matches the name on the membership.
To What Extent Can You Shop At Costco With Your EBT Card?
Here are the primary USDA-approved items that can be purchased at Costco with an EBT card.
- Protein Sources: Various Animal Products and Poultry.
- Healthy Foods: Fruits and Veggies.
- Dairy Merchandise.
- Grain Products, Including Breads and Cereals.
- Alcohol-Free Beverages.
- Gardening Seeds and Plants.
Where Do EBT Cards Not Work At Costco?
The following items cannot be purchased with an EBT card at Costco due to federal regulations.
- Beer, wine, and booze of various strengths.
- Tobacco Products, including both lit cigarettes and chewing tobacco.
- Vitamins, Medications, and Supplements – Health Products.
- Except shellfish, fish out of water, and animals slaughtered before purchase and pickup from the store, live animals are not allowed.
- Prepared foods from the Costco Food Court that are served hot at the register fall under the category of “hot foods.”
- Food for fish and hamsters are among the pet foods available.
- Products for the Home These include things like toilet paper and cleaning fluids.
- Diapers, tampons, and makeup are all examples of hygiene items.
- Technological Advances in Electronics.
- In the realm of jewelry.
What Exactly Is An EBT Card, And Why Do You Require One?
You may have seen a sign in the supermarket that reads “We accept EBT cards,” but you may be wondering what exactly an EBT card is used for.
To access the funds from the Food and Nutrition Services/Supplemental Nutrition Assistance Program, an Electronic Benefits Transfer (EBT) card must be activated and linked to a bank account.
Your monthly benefit replenishment will always occur on the same day of the month, so you’ll know exactly when to expect your new food dollars.
You can make purchases at the grocery store just like you would with a debit card by swiping your EBT card at the register.
Like a debit card, your EBT card will come with a personal identification number (PIN).
At each purchase, you’ll be prompted to enter your personal identification number (PIN).
Card For Food Assistance
Almost 9,000 shops and restaurants in North Carolina accept EBT cards.
Food stores are the most common place to use an EBT card, but they are accepted at a wide variety of other stores, including many local farmer’s markets.
This is a list of additional merchants who accept EBT cards.
- Target (general merchandise) (general merchandise)
- It’s like a Family Dollar (dollar stores)
- Discount warehouse clubs like Costco and Sam’s Club (membership)
- 7-Eleven (convenience) (convenience)
- Target, Flowers, and Wal-Mart (large discount store)
- Aldi (value food) (value food)
This is by no means an exhaustive listing of all the places you can shop with an EBT card.
The SNAP Retail Locator is a useful tool for discovering additional local businesses that accept EBT cards.
Does Costco Accept Food Stamps?
You may be wondering if your local Costco Wholesale store accepts food stamps.
The truth is that it varies from shop to shop.
Each individual store is responsible for making the decision to accept or not accept food stamps.
According to the USDA, as of 2019, “about 75 percent of retail food stores participated in SNAP.”
This means that approximately three-fourths of all retail food stores across the United States accept food stamps.
This figure, however, may vary considerably from one state to another.
For example, in Alabama, almost all retail food stores participate in SNAP, while in Colorado, the number is closer to 50 percent.
As for Does Costco take ebt specifically, a quick call to your local store should give you a definite answer as to whether or not they accept food stamps.
Whether or not your local Costco store accepts food stamps depends on the store itself.
However, the vast majority of retail food stores across the country do participate in the SNAP program.
Using An EBT Card Can Help In A Few Different Ways
Any balance remaining at the end of the month can be carried over to the following month, and so on, for up to 12 months from the date the funds were loaded.
Using an EBT card at the grocery store will save you two percent on your food bill because the store will not charge you tax.
There Will Be Zero Waiting
If you receive food stamps, the funds will be added to your card on the 15th of every month, eliminating the need to wait for a paper check to arrive in the mail.
A customer’s remaining EBT balance is displayed at the bottom of each receipt.
View Your Account Balance Whenever You Like
You can always call the toll-free number listed on the back of your card to find out how much money is left on your card if you can’t remember how much you spent the last time you used it.
Frequently Asked Questions
Does Costco take food stamps?
Yes, Costco does accept food stamps.
Electronic Benefits Transfer (EBT) is the name of the government program that issues food stamps.
Most major retailers – including Costco – accept EBT as a form of payment.
What can I buy with ebt at Costco?
Some of the things that can be bought with EBT at Costco are: food, household items, and personal care products.
Costco also offers a variety of services that can be accessed with an EBT card, such as membership discounts and cash back rewards.
Does Costco take ebt in Washington?
Costco does not accept EBT in Washington state.
You can use your EBT card to shop at any number of grocery stores, but Costco is not one of them.
If you’re looking for a wholesale store that accepts EBT, you might want to try Sam’s Club or BJ’s Wholesale Club.
What are the accepted methods of payment at Costco?
Accepted methods of payment at Costco include :-
- Debit card
- Credit card (American Express, Discover, MasterCard, and Visa)
- EBT (Electronic Benefits Transfer) card
- Costco Cash Card
- Gift cards and certificates
Do all Costco locations accept food stamps?
No, not all Costco locations accept food stamps.
Some Costco locations may participate in the government’s SNAP program, which allows eligible customers to use food stamps to purchase food items, but not all Costco locations participate in this program.
If you are unsure whether or not your local Costco location accepts food stamps, you can contact them directly or visit the SNAP website for more information.
If you’re on a government assistance program and looking for ways to stretch your food budget, shopping at a bulk retailer like Costco can be a great option.
And thanks to the fact that Costco accepts EBT cards, it’s easy to use your benefits at their stores.
Just keep in mind that the answer to, does Costco take ebt is a warehouse club, you’ll need to have a membership in order to shop there.
Fortunately, they offer a discounted membership for people who receive government assistance.